FAQ
General Questions
What is Frgmnt Protocol?
Frgmnt is a multi-collateralized stablecoin protocol that aggregates the best-performing stablecoins and yield strategies into one smart, resilient product. It optimizes capital through dynamic vaults, automatic rebalancing, and intelligent allocation.
Why Frgmnt is different from the other stablecoins?
Unlike traditional stablecoins backed by a single asset, Frgmnt uses a diversified pool of stablecoins and tokenized assets. This reduces depeg risks, enhances liquidity, and boosts yield generation — all without user intervention.
Why Frgmnt?
To solve three major problems:
Centralized stablecoins capture value without redistributing it.
DeFi yields are gated and complex.
Most stablecoin capital sits idle.
Frgmnt unlocks this potential and democratizes access to passive, high-yield opportunities.
Which blockchain will Frgmnt be deployed on?
Frgmnt is initially deployed on Base, an Ethereum Layer 2 network. This allows for lower fees and faster transactions while maintaining Ethereum-level security.
Will Frgmnt be deployed on other blockchains?
Yes. Frgmnt is designed with interoperability in mind. Expanding to additional blockchains is part of our roadmap to ensure broader accessibility and deeper liquidity - without compromising on security or composability.
Is Frgmnt decentralized?
Yes. The protocol is fully decentralized. You always control your assets via your own wallet.
Security & Stability
Have Frgmnt contracts been audited?
Frgmnt smart contracts have undergone rigorous audits by multiple reputable cybersecurity firms. The audits are publicly available to ensure transparency and trust.
How are my assets protected?
Assets are stored in audited smart contracts, with strict security standards and fail-safes (e.g., cooldowns, emergency pause).
What happens if a stablecoin in the reserve depegs?
Frgmnt dynamically reallocates collateral across other stablecoins to defend the peg. The protocol is designed to adapt in real-time and minimize impact.
Can I track Frgmnt’s reserves?
Absolutely. Frgmnt provides real-time, on-chain transparency of all reserves and their allocations
fUSD & sfUSD Tokens
What is fUSD?
FRG is Frgmnt’s USD-pegged stablecoin, backed 1:1 by a diversified pool of stablecoins. It is transferable and serves as a reliable store of value.
Does fUSD generate yield?
All $FRG tokens are put to work via the Meta Vault, but only staked FRG - converted into $sFRG - earns rewards.
What is sfUSD?
sFRG is a non-transferable token received when you stake $FRG. It represents your position in the Meta Vault and passively earns yield.
Why two tokens?
This dual-token model separates stability (FRG) from yield (sFRG) - rewarding those who contribute to the protocol while maintaining a liquid, reliable stablecoin.
Minting, Staking & Redeeming
How do I mint fUSD?
Deposit supported stablecoins (USDC, DAI, USDT) into the protocol. You'll receive an equal amount of $FRG.
How do I redeem fUSD?
Burn your $FRG to redeem a basket of stablecoins or a single asset of your choice, with dynamic reallocation ensuring deep liquidity.
Yield & Rewards
Where does the yield come from?
Frgmnt allocates capital to vetted DeFi strategies like:
Lending protocols (e.g. Morpho)
Liquidity pools (e.g. Curve)
Yield farming strategies (e.g. Superform, Yearn v3)
How much of the yield goes to users?
80% is auto-compounded into stakers' $sFRG positions.
20% supports protocol development and reserves.
How do I claim my rewards?
Via the dApp. You can:
Claim rewards to your wallet.
Compound rewards to increase your staked position.
What happens if I don't claim my rewards?
Unclaimed rewards automatically compound by default, increasing your staking position over time. You can still choose to claim them manually at any moment via the dApp.
Business Model
Does Frgmnt charge any fees?
❌ No minting fees
❌ No redemption fees
✅ 20% performance fee on yield only
❌ No hidden fees (e.g. front-running, withdrawal)
This model ensures users only pay on real profits.
Ecosystem & Partners
Who are Frgmnt’s partners?
Frgmnt collaborates with top DeFi platforms and protocols (e.g. (à confirmer)). Additional integrations are ongoing.
Can I use my FRG with partners?
Yes. You’ll be able to spend, stake or earn with your FRG via integrated partners across the ecosystem.
Governance & Roadmap
Will Frgmnt have a governance token?
Usual collaborates with various financial and blockchain entities to enhance protocol functionality, offering users a comprehensive and integrated financial ecosystem.
How can I participate in governance?
Spend and utilize your Frgmnt assets through integrations with our network of partners, facilitating seamless transactions and expanding usability.
Getting Started
How do I start using Frgmnt?
Head to our dApp, connect your wallet, deposit stablecoins to mint FRG, and optionally stake to earn
How do I deposit assets?
Via the “Mint” function on the dApp - simply select the stablecoin you wish to deposit.
How do I withdraw assets?
Redeem your FRG to receive underlying stablecoins. If you’re staked, initiate unstaking and wait for the cooldown.
Troubleshooting & Support
What if I encounter a problem?
Reach out via our official support channels: Discord, Twitter or email.
Where can I find official announcements?
All updates are shared on our official site, Twitter, Discord and blog.
Community & Feedback
Resources
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